Articles by Andrew Hagger

My girlfriend missed her flight. What are her legal rights to a refund?

Tuesday, 15 January 2019 | Question and Answer

If you miss a flight due to circumstances beyond the airline’s control, then there is no requirement for the carrier to assist or refund you.

I’m 65 and employed. If I draw on my pension I must pay 40% tax. Why?

Wednesday, 22 August 2018 | Question and Answer

You will have received tax relief on the contributions made to your pension pot over the years, and in addition to this, under the pension freedom rules that were introduced in April 2015, you are able to withdraw up to 25%...

The Post Office has refused to transfer my Isa. Is this correct?

Friday, 17 August 2018 | Question and Answer

I have raised your query with the Post Office and while it appreciates your concerns it says that the Online Isa Wrapper is clearly explained through the application process in several locations.

What’s the best way for me to get out of my car hire purchase agreement?

Tuesday, 26 June 2018 | Question and Answer

Paying off the full £25,000 of finance, owning the car outright and trading it in for a cheaper model is the option I would recommend.

Can I switch to a new credit card if I’m living off my investments?

Friday, 20 April 2018 | Question and Answer

When you apply for a credit card, the lender won’t necessarily request verification of your income if you have a good credit record.