Ultimate benefits guide

Find out what extra financial help you are entitled to with the Moneywise guide to benefits.

Ultimate benefits guide

Around £19.18 billion worth of benefits and tax credits go unclaimed. So we're running through the main benefits to show you what you could be missing.

If you're on a low income and work less than 16 hours a week you could be eligible for income support.

You won't get this if you have savings over £16,000 or if you receive other benefits like Jobseekers allowance or employment and support allowance.

Depending on your income and savings you may be able to claim all or part of housing costs - but only if you rent. The maximum is capped at set levels and if you're living with someone only one of you will receive the benefit.

Provided you can prove you're actively looking for work and are working under 16 hours a week you could claim Jobseekers allowance. Like housing benefit payments, it's paid fortnightly.

You'll need to draw up a 'jobseeker's agreement' with your local jobcentre to prove you're looking for work. How long you can claim for depends on your circumstances.

You'll need to have a medical assessment to see if you qualify. This also determines if you fall into the support group - for those unable to work - or the work-related activity group where you'll need to show you are taking steps to get back to work.

This applies to anyone over 16 who cares for someone receiving disability benefits for at least 35 hours a week and earning less than £100 a week. Receiving other benefits will affect how much you get.

Anyone caring for at least one child is entitled to child tax credits but this will stop in 2012 if you earn over £40,000.

Working tax credits are for anyone on a low income, who works at least 16 hours a week.

How much you receive varies according to your income, living and working situation.

These are only some of the benefits available so to find out what you could be entitled to, see Turn2us's online benefits checker.



Your Comments

My sister has only been able to get a job working 20 hours per week on minimum wage of £6.10 per hour takes home £531.00 per month and is unable to get Income support or working tax credit.WWP say you have to work 30 hours to get this or be disabled to get the 16 hour rule. So I think your facts are wrong. She can get not help apart from Discount on Council Tax and Rent.
I am helping her with heating as she cannot afford to keep heat on for long.