Win a copy of The No Spend Year: How I Spent Less and Lived More, by Michelle McGagh

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This book is financial journalist Michelle McGagh’s personal account of her challenge not to spend money on anything other than bills and groceries for a year.

Spending with abandon and ignoring bank statements were her modus operandi prior to 2016. But this book explores how she had to find creative ways to get the things she needed, to travel, and to enjoy time with friends.

Michelle now says that not only has she saved money but she is happier, no longer feeling the desire to buy things all the time. Her relationship with money has changed for the better.

The book also includes tips on how to become more financially secure, looking at interest rates, mortgages, savings, pensions, as well as how to spend less.

To win one of 10 copies, enter your email, name and address below before 31/03/2017.