Virgin Atlantic: Black Card Account (Visa)

Provider:Virgin Atlantic
Card Name:Black Card Account (Visa)
Networks available:Visa
Black Card Account (Visa)
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 6 months
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR57.4% APR (Representative)
Interest free period49 days
Interest charged fromdate of trans debit
Annual fee£140
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals5% of withdrawal (minimum £0)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
AirmilesVirgin Atlantic Black Account American Express For every £1 spent two Flying Club miles are awarded and four Flying Club miles for every £1 spent directly with Virgin Atlantic or Virgin Holidays. Virgin Atlantic Black Account Visa For every £1 spent one Flying Club mile is awarded and two Flying Club miles for every £1 spent directly with Virgin Atlantic or Virgin Holidays. 18,500 miles with first card purchase made within 90 days of account opening. Plus an additional 6,500 bonus miles if customer spends £3,000 in the first 90 days.
Points Scheme-
Shopping RewardsComplimentary round trip companion reward ticket: If, in a year, the cardholder spends more than £7,500 on card purchases, they'll get a complimentary round trip companion reward ticket the next time they book a qualifying flight with Virgin Atlantic. Premium Economy reward upgrades: Spend £5,000 each year, and receive a round trip Premium Economy reward upgrade the next time a qualifying reward flight in Economy is booked. This feature is available up to twice a year, every year.
Charity Rewards-
Other Incentives-
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionSafe Shopping - Shop safely with MBNA. Cardholders are not liable for fraudulent transactions whether purchases are made on the Internet or on the high street. Inform MBNA as soon as any unusual transactions are evident. 3D Secure - Cardholders can now sign up to Verified by Visa and MasterCard Secure Code through the MBNA 3D Secure service. Active Fraud Monitoring - MBNA has an early warning fraud system that monitors all accounts for unusual transactions. If suspicious transactions are made, MBNA will call or text cardholders affected to let them know. These calls may be made using the latest technology where the voice heard will be computer generated speech. If the transaction is recognised, instructions will be given to confirm it and then continue using the card as usual. If the transaction isn't recognised, the cardholder will be transferred to a Fraud Representative who will assist from then on.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck