I've not changed my motoring habits, but how can I?
I have an 80 mile round trip to work every day and there's absolutely no way I could switch to public transport - I live in London and work in Essex and so it would mean taking, the bus, the tube and then an overground trip and it would...
I have both my credit card and my current account with First Direct. I know full well that they aren't offering me the best deal on either product - however I've got absolutely no plans to switch.
I always find FD really pleasant to deal with on the phone and on the odd occasions where...
I agree with you Jimmy.
What notes cash machines give out these days is largely irrelevant as since my local coffee shop started taking cards I've got absolutely no need to carry cash with me. If I need to buy something I can put it on my card.
Hopefully this crisis is really going to help people understand the implications of borrowing and maybe the silver lining of it all is that it will really encourage people to think twice before putting something on their credit card. I was always taught that if you wanted to buy something you...
I hate it when the wealthy whinge about council tax...rather than basing the rate of council tax you pay on the size of your property (just because you have a big doesn't mean you're rich) it should depend on your income.
Hear hear to the pensioners who are risking jail to highlight just...
It's hard to say given you don't mention how much money is at stake here. If you can afford to pay off your mortgage and have some money left for a rainy day then I'd say that's a good idea. However if paying off your mortgage means using up all your savings then clearing the mortgage wouldn't...
Hello Dubbs
Yes my understanding is that you can transfer your ISA to an alternative fund manager - but only the equities element. From April this year you'll also be free to transfer your cash ISA into equities should you wish. You can then invest your remaining £2k as you wish but if you...
let's face it, banking isn't free at the moment - while we may not pay a monthly fee we still end up paying for the service with expensive overdraft charges and low levels of interest on our balances. Banks have so many ways to wheedle money out of us that I'm beginning to think a...
I've not changed my motoring habits, but how can I?
I have an 80 mile round trip to work every day and there's absolutely no way I could switch to public transport - I live in London and work in Essex and so it would mean taking, the bus, the tube and then an overground trip and it would...
I have both my credit card and my current account with First Direct. I know full well that they aren't offering me the best deal on either product - however I've got absolutely no plans to switch.
I always find FD really pleasant to deal with on the phone and on the odd occasions where...
I agree with you Jimmy.
What notes cash machines give out these days is largely irrelevant as since my local coffee shop started taking cards I've got absolutely no need to carry cash with me. If I need to buy something I can put it on my card.
It's far to easy to blame banks for...
Hopefully this crisis is really going to help people understand the implications of borrowing and maybe the silver lining of it all is that it will really encourage people to think twice before putting something on their credit card. I was always taught that if you wanted to buy something you...
I hate it when the wealthy whinge about council tax...rather than basing the rate of council tax you pay on the size of your property (just because you have a big doesn't mean you're rich) it should depend on your income.
Hear hear to the pensioners who are risking jail to highlight just...
It's hard to say given you don't mention how much money is at stake here. If you can afford to pay off your mortgage and have some money left for a rainy day then I'd say that's a good idea. However if paying off your mortgage means using up all your savings then clearing the mortgage wouldn't...
Judging by comments in the press over the weekend, the letters have already been sent out. So yes, it sounds like you are in the clear.
Hello Dubbs
Yes my understanding is that you can transfer your ISA to an alternative fund manager - but only the equities element. From April this year you'll also be free to transfer your cash ISA into equities should you wish. You can then invest your remaining £2k as you wish but if you...
let's face it, banking isn't free at the moment - while we may not pay a monthly fee we still end up paying for the service with expensive overdraft charges and low levels of interest on our balances. Banks have so many ways to wheedle money out of us that I'm beginning to think a...
Sounds like a boiler room scam to me - I'd steer clear. Chances are the shares will be virtually worthless and/or impossible to sell.