Totally agree Marlene.Just a pity that people who have overstretched themselves financially, realise,only now, that when you CONTINUALLY overspend, the day of reckoning always arrives.
Remember what Dickens said about how to be happy - 20 pounds a year -...
As you say you do not want to take any risks then a cash Isa is the best and only option. Look at the best buys in Moneywise and consider whether you wish to tie the money up for a fixed period or whether you wish to have immediate access at all times. Immediate access will usually mean a...
Generally once you have opened an ISA with one provider they wont let you transfer to another better ISA product with the same company. Similar at Barclays when I tried to do the same thing. They will only let you place funds for a new ISA year into the new product. Better option is to look at...
Must admit never heard of Siestia platform. Question past performance and what this invests in.With a 10 yr term suggest you invest as below as a guide but as you approach retirement switch more and more from equities to bonds on a gradual basis. 2.5% penalty is unavoidable and I suppose not...
Totally agree Marlene.Just a pity that people who have overstretched themselves financially, realise,only now, that when you CONTINUALLY overspend, the day of reckoning always arrives.
Remember what Dickens said about how to be happy - 20 pounds a year -...
As you say you do not want to take any risks then a cash Isa is the best and only option. Look at the best buys in Moneywise and consider whether you wish to tie the money up for a fixed period or whether you wish to have immediate access at all times. Immediate access will usually mean a...
Generally once you have opened an ISA with one provider they wont let you transfer to another better ISA product with the same company. Similar at Barclays when I tried to do the same thing. They will only let you place funds for a new ISA year into the new product. Better option is to look at...
Must admit never heard of Siestia platform. Question past performance and what this invests in.With a 10 yr term suggest you invest as below as a guide but as you approach retirement switch more and more from equities to bonds on a gradual basis. 2.5% penalty is unavoidable and I suppose not...