The Co-operative Bank: Members' Credit Card Ex/C

Provider:The Co-operative Bank
Card Name:Members' Credit Card Ex/C
Networks available:Visa
Members' Credit Card Ex/C
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR15.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals25.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£10
Charge for late payment£10
Charge for returned payment£10
Rewards & Benefits
Spending Rewards
Cashback RewardsCashback reward available: 1p cashback for every £2 spent in The Co-operative Food stores. 1p cashback for every £3.33 qualifying spend elsewhere.
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesTwice a year, all Co-operative members receive a share of the Group profits. For every £100 spent, The Cop-operative will donate £1.25 to the Customer Who Care campaign Customers will recieve 5% discount on holidays booked through The Co-operative Travel, when paying in full with Co-operative Bank credit card,
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionAll online transactions are protected by 'Verified by Visa'. Additional Trusteer Rapport security software is provided for customers to install.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£10,000 per annum
Credit ratingPrime
Existing customers onlyyes
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck