The Co-operative Bank: 3 Year Fixed Rate Credit Card

Provider:The Co-operative Bank
Card Name:3 Year Fixed Rate Credit Card
Networks available:Visa
3 Year Fixed Rate Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate6.9%
Intro balance transfer period6.9% for 36 months
Intro balance transfer fee0%
Intro purchase rate6.9%
Intro purchase period6.9% for 36 months
Other rates and fees
Representative APR15.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals25.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£10
Charge for late payment£10
Charge for returned payment£10
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesAdditional benefits - Emergency overseas legal and medical assistance. - Free independent financial advice from Co-operative Bank Financial Advisers Ltd. Customers will recieve 5% discount on holidays booked through The Co-operative Travel, when paying in full with Co-operative Bank credit card,
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionAll online transactions are protected by 'Verified by Visa'. Additional Trusteer Rapport security software is provided for customers to install.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£10,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck