Tesco Bank: Tesco Clubcard Credit Card (Purchase)

Tesco Clubcard Credit Card (Purchase)
  • Provider: Tesco Bank
  • Card Name: Tesco Clubcard Credit Card (Purchase)
  • Networks available: Mastercard
  • Card type: standard
  • Issuer: Royal Bank of Scotland

Representative example: If you spend £1,200 at a purchase interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).

Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 9 months
Intro balance transfer fee2.9%
Intro purchase rate0%
Intro purchase period0% for 16 months
Other rates and fees
Representative APR16.9% APR (Representative)
Interest free period51 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals24.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points SchemeClubcard Points: 1 Clubcard point awarded for every £4 spent (£4 min). 1 Clubcard points awarded for every £4 spent in Tesco (£4 min). Clubcard points are redeemed in the form of rewards sent to the cardholder as vouchers to be used in store.
Shopping RewardsA shopping reward programme is offered. Champneys Champneys are offering customers a 15% discount on standard overnight or day packages. Buyagift Get 20% off a range of over 4000 amazing gift ideas from Buyagift.com. APH Airport Parking Save 15% off the standard APH rate at all participating car parks and 10% off the standard APH rate on all airport hotel and airport lounge bookings. Priceless London Get exclusive access to a range of deals and offers in London with the Tesco MasterCardcredit card
Charity Rewards-
Other IncentivesBuy now pay Later 0% for 6 months on buy now pay later transactions, rates vary. Tesco Travel Money No cash advance fee and no handling fee on Tesco Travel Money. 0% commission on non-sterling travellers cheques also offered. Free Overseas Emergency Assistance If the card is lost or stolen whilst the cardholder is abroad, Tesco will ensure that they get a free replacement as soon as possible, (normally within 48 hours). Tesco will also provide a cash advance to tide the cardholder over.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionTesco's free FraudSafe scheme: Tesco Secure For extra peace of mind, cardholders can set up their own free password to use when shopping at Tesco.com and other participating online retailers so only authorised purchases can be made. Tesco Active Monitoring If Tesco's fraud specialists become suspicious that someone is using a card or card details without the cardholder's knowledge, they will call as soon as possible to check whether all the recent expenditure was made by the cardholder. Fraud protection Why should you pay if you're an innocent victim of credit card fraud? If it's not your fault, you won't have to. Internet guarantee If a transaction using a cardholder's details has been carried out on the Internet without their knowledge or consent, tesco guarantee not to hold the cardholder liable for the fraudulent transaction. FraudSafe Helpline If the cardholder is having difficulty using their card at home or abroad, or think it might have been used fraudulently, they can contact Tesco's specially trained staff on a 24-hour helpline.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£5,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Account services
Manage onlineCheck
Text updatesCheck
Cheque bookCheck
Payment protectionCheck
Apply
Representative exampleIf you spend £1,200 at a purchase interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).
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