budgeting

The everyday way to save

bill — Tue, 09 Sep 2008 14:07:43 +0100

It's easy to fritter away £10, maybe even £20 a day without noticing it - but it does not have to be that way. We show you the easy ways to cut your daily spends and free up more of your cash for saving or paying off debts. You can find out more about how to write a budget here.

Credit diet!

sb — Sun, 10 Aug 2008 11:42:42 +0100

A few months ago I had a financial hissy fit, my out goings were too high, my debts were gratting on me (still are), I was sick of being in my overdraft and I didn't want to be getting hit too hard by the credit crunch. There was only one thing left to do and that was to go on a credit diet.

Teenagers lack basic budgeting skills

Rebecca Atkinson — Tue, 20 May 2008 11:45:33 +0100

A worrying number of teenagers plan to spend on credit once they hit 18 despite being unable to stick to a budget, a new study reveals.

Credit Crunch - a personal view

geoffnye — Wed, 14 May 2008 20:11:48 +0100

Rising costs increase pressure on debtors

Rebecca Atkinson — Fri, 02 May 2008 10:46:17 +0100

The number of people going bankrupt or taking out an Individual Voluntary Arrangement (IVA) has fallen by 13% in the last year but the ongoing credit crunch could reverse this trend going forward, experts warn.

How to overcome the homeownership hurdle

Rebecca Atkinson — Mon, 14 Apr 2008 17:43:37 +0100

The difficulty first-time buyers experience when trying to get a foot on the housing ladder is well documented. Rapid house price inflation over the past decade has meant many people have had to stretch their budgets to the limit in order to get into the property market.

Teenagers in need of a financial reality check

Rachel Lacey — Mon, 10 Mar 2008 15:47:59 +0000

The chances are your teenager has mastered the art of spending money, but when it comes to managing money, they’re significantly less savvy and suffer unrealistic expectations.

According to new research from NatWest, 43% of teenagers believe they’ll leave university with less than £10,000 in debt, while 31% do not believe they’ll ever need to borrow at all.

Brits risking credit profiles by failing to pay bills

Rebecca Atkinson — Fri, 11 Jan 2008 12:43:51 +0000

An estimated 5.5 million people risked damaging their credit ratings last year by not paying bills such as credit cards on time.

Slim down your finances

Chris Thomas — Mon, 17 Dec 2007 12:32:22 +0000

Whether you had a blow out over Christmas or spent too much on this year's summer holiday, your finances may well be in serious need of a detox.

Budgeting for healthcare

Chris Thomas — Fri, 14 Dec 2007 15:27:08 +0000

Everyday health costs soon add up. Those six-monthly visits to the dentist can soon burn a hole in your wallet, while getting new glasses or lenses is also an expensive burden many of us have to bear on a regular basis.