credit rating

Is your credit rating holding you back?

Chris Thomas — Tue, 26 Aug 2008 09:45:34 +0100

Over the past two years I have been trying hard to clear my debts. Although I ended up in debt through a personal loan, I have reduced this with monthly payments, and have cleared outstanding debts on two credit cards.

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Facebook users warned over misleading loan adverts

Rebecca Atkinson — Mon, 12 May 2008 17:43:14 +0100

Credit firms using websites like Facebook to advertise cheap loans have been accused of breaking advertising rules, by debt charity Credit Action.

The charity has made a complaint to the Office of Fair Trading about the number of firms targeting young people using social networking sites. Credit Action claims adverts for cheap loans secured against cars or even payslips break advertising rules by failing to give details of interest rates.

Credit Action says adverts promising cheap loans for people with poor credit ratings are appearing on networking site - in particular Facebook - and many break advertising regulations. The biggest violation is failing to disclose the typical APR.

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Guide to shopping for a personal loan

Rebecca Atkinson — Thu, 01 May 2008 17:43:52 +0100

Whether you want a personal loan to make a big purchase, to pay off an expensive credit card or to pay for a new kitchen, getting the lowest rate is probably at the forefront of your mind.

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How to improve your credit rating

Rebecca Atkinson — Mon, 04 Feb 2008 17:10:23 +0000

Egg’s decision to cancel the credit cards of 161,000 of its customers has sparked fears that other lenders may follow suit and penalise people deemed high risk.

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Brits risking credit profiles by failing to pay bills

Rebecca Atkinson — Fri, 11 Jan 2008 12:43:51 +0000

An estimated 5.5 million people risked damaging their credit ratings last year by not paying bills such as credit cards on time.

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What does your postcode say about you?

Rebecca Atkinson — Mon, 10 Dec 2007 17:21:22 +0000

Postcodes, in their current six-digit form, were first introduced in Norwich in 1959. And they have a practical function - allowing mail to be processed 20 times faster that would otherwise be possible, according to Royal Mail.

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