Savings and investment

Savings & Pension

stshar — Mon, 24 Nov 2008 21:11:44 +0000

Why bother?

JUPITER Investments

colini — Fri, 14 Nov 2008 14:10:09 +0000

I have an Income trust with Jupiter

I was wondering if it worth leaving it invested or withdraw the money---with shares dropping it has lost £1000 in the last 7 months

cheers for any advice

ICESAVE guarantees - will we be able to keep refunds in ISA?

KRHSmith — Wed, 08 Oct 2008 21:00:09 +0100

Having a couple of years cash ISA money in ICESAVE, I know I'll get my money back but I wonder does anyone know if we'll be able to have the refund transferred into another ISA so as not to lose the allowance?

Share Options - Opinions needed

bobarella — Wed, 10 Sep 2008 07:16:27 +0100

My husband has come home from work having been offered a chance to buy a significant chunk of shares in his company for a very low sum. However, as his company isnt listed as far as we both understood it we do not really understand how share options work in this context.

Help! What do I do?

FinsburyParker — Mon, 18 Aug 2008 10:15:05 +0100

I have just managed to use my cash ISA allowance of £3,600 this tax year and am starting to build up a healthy savings balance of around £2,000. However, as it is currently languishing in a paltry savings account paying around 3% after tax, I want to make sure the taxman doesn’t get his hands on my interest.

offsettable against tax?

wellskint — Sat, 28 Jun 2008 08:11:05 +0100

i am self employed and am keen to get some kind of illness protection in case i am unable to work. is this offsettable against my personal tax liability?

invest or pension?

nicola mulvey — Wed, 25 Jun 2008 17:36:09 +0100

hello ppl. i am 26 a single mum of one. i have sold my house due to a divorse and i am a student for atleast one more year.

NAT WEST ISA

D.A.CUMMINGS — Mon, 12 May 2008 18:47:37 +0100

I HAVE A NAT WEST CASH ISA WITH £25000 IN THE ACCOUNT PAYING 5.10 AER.

I WOULD LIKE TO TRANSFER THE £25000 TO A NAT WEST E ISA PAYING 5.50 AER.

NAT WEST SAY THIS CAN NOT BE DONE BECAUSE I HAVE USED UP MY CASH ISA ALLOWANCE THIS YEAR.

I HAVE PUT THE MAX £3600 IN THIS NEW TAX YEAR.

I UNDERSTAND YOU CAN NOT OPEN TWO ISA IN THE SAME YEAR. BUT THIS IS NOT WHAT IAM TRYING TO DO. ALL I WANT TO DO IS TRANSFER TO A HIGHER RATE OF INTEREST

BUT MY FRIEND WHO HAS A CASH ISA WITH LLOYDS HAS TERMS & CONDITIONS THAT SAY THE ABOVE TRANSFER COULD TAKE PLACE.

COULD SOMEBODY TELL ME THE RULES WITH THIS REGARD.

MANY THANKS

DAVID

Investing in wine

eucha — Fri, 25 Apr 2008 20:30:15 +0100

I am thinking of investing £5000 in wine as opposed to having it in Premium Bonds.

The investment would be left for 5 years. What are your experiences with this type of investments, are there any pitfalls?

Equity ISA Advice

birdy1010 — Mon, 14 Apr 2008 17:40:33 +0100

I am 33 years old

I have #20,000 in a Cash ISA

I feel I should open myself up to an aggressive Equity ISA fund

My goal is to retire in 30 years.

Advice please, such as what companies should I approach, should I move all the #20K across, how often should I review my strategy, etc?

Much appreciated!

Adam