SIPPs

How to make those crucial money decisions

Rebecca Atkinson — Fri, 21 Nov 2008 17:22:45 +0000

Whether you’re looking for a savings account for your holiday fund, a mortgage for your dream home, or a pension for your retirement, picking the right product can make you significantly richer. And while it might be reasonably easy to choose a savings account, for example, knowing where to invest your money could be slightly trickier.

Just how safe is our savings safety net?

Rebecca Atkinson — Mon, 27 Oct 2008 11:08:18 +0000

I usually give warnings about shady stockbrokers, ‘easy money’ schemes and rip-off investments that promise the world. This time is different. There’s still a warning, but it’s about gaps in the Financial Services Compensation Scheme (FSCS), the safety net that we would come to rely on should any licensed British financial business goes bust.

GuestInvest goes into administration

Rebecca Atkinson — Fri, 03 Oct 2008 15:30:26 +0100

GuestInvest – the firm that encouraged people to invest in hotel rooms either directly or through their pensions – has gone into administration leaving investors concerned that they may not get their money back.

Should I put my protected rights into a SIPP?

Chris Thomas — Mon, 29 Sep 2008 16:50:46 +0100

The changes, which were confirmed by the government at the end of June and came into play on 1 October 2008, will for the first time allow investors to transfer their funds of protected rights into self-invested personal pensions (SIPPs).

Protected rights funds are made up of national insurance contributions from taxpayers who have decided to opt out of the State Second Pension.

Moneywise Pension Awards 2008

Chris Thomas — Fri, 12 Sep 2008 16:32:59 +0100

No matter how young you are, you will, no doubt, have some sort of aspiration for your retirement; perhaps you see yourself travelling the world, writing a children's novel or living the good life in the country. Whatever your plans, one thing is certain - you'll need an income to support you through the latter years of your life.

MPs confirm changes to SIPP rules

Rebecca Atkinson — Mon, 30 Jun 2008 16:28:39 +0100

The government has confirmed changes to pension rules that will allow investors to transfer protected rights into Self Invested Personal Pensions (SIPPs) from October.

A hands-on way to grow your pension pot

Chris Thomas — Fri, 07 Mar 2008 16:31:35 +0000

The cost of taking out a self-invested personal pension (SIPP) has dropped significantly as competition heats up between providers.

SIPPs are a form of pension plan in which investors may choose from a wide range of investments. Many assets which may not be held in a simple personal pension - such as cash holdings, shares (including those listed on the Alternative Investment Market), non-regulated investment funds and commercial property, as well as a host of more unusual investment vehicles - can be held in a SIPP.

There are now several providers of low-cost SIPPs, meaning that this type of pension is no longer the sole domain of those with very large pension funds.

Put some zing into your pension

Chris Thomas — Fri, 11 Jan 2008 17:20:12 +0000

Whether you have several decades of work ahead of you or you're preparing to hang up your boots, the New Year is the perfect time to give your pension pot a shot in the arm.

Working towards a future free of the nine-to-five

Chris Thomas — Tue, 11 Dec 2007 13:20:25 +0000