Articles tagged "personal loans"

Payday loans: a helping hand or a deal with the devil?

Last updated: Nov 15th, 2011

Feature by Ruth Jackson

Short-term loans provide a financial lifeline but can have sky-high interest rates. Moneywise explores whether it's ever worth taking one out.

Buyers' Guide - Personal Loans

Last updated: Jan 23rd, 2012

If you want to borrow some money for a new car or to do up your house a personal loan is often the answer. But do you know how to get the best deal? Let Moneywise help with our Buyers' Guide.

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Which is best for dealing with debt: credit cards, loans or overdrafts?

Last updated: Jun 14th, 2011

Feature

It's likely that now and again you'll need to go into debt to cover one-off expenses. So what is the wisest option? Christine looks at the individual pros and cons of credit cards, loans and overdrafts.

OFT targets personal loan scammers

Last updated: Jun 2nd, 2011

News

The Office of Fair Trading is to crack down on scam artists in the personal loans sector, it has been announced.

Should I get a personal loan or use a credit card?

Last updated: Aug 25th, 2011

Providers are constantly cutting their rates in the personal loan market, so are they now a better option than credit cards? Nathalie Bonney looks at both.

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Sainsbury's joins loan rate battle

Last updated: Mar 9th, 2011

Feature by Nathalie Bonney

The battle for personal loan supremacy continues apace, with Sainsbury's dropping its rate to 6.9%.

Loan price war gets under way

Last updated: Jan 14th, 2011

News by Rachel Lacey

Six of the biggest lenders are starting 2011 with lower rates on their personal loans, writes Rachel Lacey.

Top five comparison criteria for bank loans

Last updated: Mar 2nd, 2011

Feature

Whether you want to invest in a new kitchen before selling your house or need to consolidate several existing debts into one manageable monthly payment, bank loans can be a solution. But with so many money lenders on the market – each with their own, jargon-loaded small print – it can be a harrowing task to search for the appropriate funding option for your unique situation. The best way to compare them is by focussing on the following factors.