Nine out of 10 working people fail to protect the thing that pays for everything else – their income – but this can be detrimental, reveals Sam Barrett.
Moneywise readers, the Bromleys, want to safeguard their interest in their home during a period of unsettled income. Stuart Millar, an independent financial adviser, gives them a Money Makeover.
With unemployment set to hit three million this year, more of us may find ourselves relying on the state for our income. So, as Sarah Coles shows, it pays to know where to turn when you need help.
Increasing numbers of people are considering dropping their insurance policies. Johanna Gornitzki interviews protection specialist Peter Chadborn to find out how you can cut the cost of cover and remain protected.
Unemployment cover could help soften the blow of losing your job by giving you much-needed income while you search for another. Rob Griffin reviews the policies on offer and asks if they're worth it.
As recession looms, it makes even more sense to take out insurance to cover your mortgage and provide for your family in case disaster strikes. Sam Barrett looks at the options.
It is one of the least understood and most undersold insurance policies, but income protection could be one of the smartest things you buy. Rob Griffin explains what it could do for you.