It is likely that you will need to borrow money at some point in your life and a poor credit rating can limit your options. Moneywise presents five simple ways to increase your chances of getting the credit you need.
A good credit record will boost your chances of securing the best deals when you need to borrow money. Moneywise TV gives the lowdown on what to do to improve your rating.
When it comes to getting credit, the worst thing you can do is continue to blindly apply after being turned down once. Mike Thomas shows you how to go about repairing your rating.
Unexplained knockbacks when applying for credit can leave you feeling puzzled. Rebecca Atkinson explains credit ratings and the best ways to work towards improving them.
Debtors often worry about family members discovering their debt difficulties. Mike Thomas the Moneywise DebtWizard looks at the problem and offers some advice on keeping things confidential.
A group of MPs has called for an investigation into credit searches, amid evidence that borrowers are unfairly penalised by lenders when shopping around for credit cards and loans.
