Smile: Gold Visa (Smile Current Account holders)
- Provider: Smile
- Card Name: Gold Visa (Smile Current Account holders)
- Networks available:
- Card type: gold
- Issuer: The Co-operative Bank
| Rates & Fees | |
| Introductory offers | |
| Intro balance transfer rate | na% |
| Intro balance transfer period | no intro offer |
| Intro balance transfer fee | 0% |
| Intro purchase rate | 0% |
| Intro purchase period | no intro offer |
| Other rates and fees | |
| Representative APR | 12.9% APR (Representative) |
| Interest free period | 56 days |
| Interest charged from | date of trans debit |
| Annual fee | £0 |
| Interest on cash withdrawals | 25.9% |
| Charges and payments | |
| Charge on overseas spending | 2.75% |
| Charge on cash withdrawals | 3% of withdrawal (minimum £3) |
| Charge for going over limit | £12 |
| Charge for late payment | £12 |
| Charge for returned payment | £12 |
| Rewards & Benefits | |
| Spending Rewards | |
| Cashback Rewards | - |
| Airmiles | - |
| Points Scheme | - |
| Shopping Rewards | - |
| Charity Rewards | - |
| Other Incentives | Lower rates are offered if you hold a smile current account. Safe Shopping If the smile card details are ever used fraudulently by someone else through no fault of the cardholders, Smile will pay cardholders for any loss over £50 from the time they report the card missing. |
| Cardholder benefits | |
| 0% on overseas purchases |  |
| Travel insurance | - |
| Warranty cover | - |
| Purchase protection | - |
| Internet fraud protection | smile security ' all online transactions using a smile credit card are protected by the leading digital ID certificate issuer, Verisign. ' smile are constantly monitoring all transactions to protect against fraud. smile's no risk policy smile will take full responsibility and repay any money that is taken from an account due to: ' any error by smile's staff or system. ' a computer crime which is not found and stopped by smile's security system. |
| Opening and managing the account | |
| Application information | |
| Minimum age | 18 years |
| Minimum income | £25,000 per annum |
| Credit rating | Prime |
| Existing customers only | - |
| Additional account required | This card is only available to Smile Current Account holders. |
| Apply online |  |
| Account services | |
| Manage online | |
| Text updates | |
| Cheque book | |
| Payment protection | |
| Product data provided by Defaqto |
