Smile: Classic Credit Card (non-smile)

Card Name:Classic Credit Card (non-smile)
Networks available:Visa
Classic Credit Card (non-smile)
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR20.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals25.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£10
Charge for late payment£10
Charge for returned payment£10
Rewards & Benefits
Spending Rewards
Cashback RewardsWith a smile credit card earn 0.25% cashback on all purchases. The cashback is paid one month in arrears, it's headed up "smile cashback" on the statement and is automatically deducted from the cardholder's balance - so the bill is reduced.
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesLower rates are offered if you hold a smile current account Safe Shopping If the smile card details are ever used fraudulently by someone else through no fault of the cardholders, Smile will pay cardholders for any loss over £50 from the time they report the card missing.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionAll online transactions are protected by 'Verified by Visa'. Additional Trusteer Rapport security software is provided for customers to install.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£10,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck