Don't be fooled by security scams

Now if you get a call from a bloke saying that he's Bill Gates, you might reasonably suspect that the man on the phone has never been to Seattle and may not be the billionaire he says he is.

But when a man cold-calls consumers and says he's from Microsoft and they have a problem with their home computer, people's natural defences drop and all disbelief disappears.

There's something about technical geeks that leaves those of us without much computer know-how feeling vulnerable and needy when it comes to technical support - even when we haven't sought it out.

How the scam works
Longtime Moneywise reader Traudl Winkler contacted me with a warning about a recent scam that was tried on her. She received a call at the beginning of August from someone claiming to be from Microsoft, saying they were aware of problems on her computer that their technicians could fix.

As she was having problems with the computer (who doesn't?), she listened to his instructions. Lo and behold, an error and default message appeared on her computer and soon she was sucked into a 'maintenance contract' that she didn't need.

It was only after the payment had gone through that she realised the company had nothing to do with Microsoft. She tried to contact the firm but couldn't get hold of it, and was forced to cancel her credit card to stop the payment from going through.

"I was worried that I had been inadvertently persuaded into a contract I had not requested or wanted," she says.

Get Safe OnLine, an organisation dedicated to protecting internet commerce and supported by government, the police and many businesses, has issued an urgent warning against this so-called 'Microsoft' scam.

While the cold-callers phone you under the pretence of being from IT support, with the aim of helping you improve your computer security, their real aim, in fact, is to get financial information for identity fraud and to gain access to your computer to launch phishing attacks.

It's a familiar story, according to Frank Shepherd, spokesperson for the government's consumer watchdog, Consumer Direct ( "We've had similar reports, with variations. It's something we are definitely keeping an eye on," he says.
The Serious Fraud Office says the scam resembles the old-style boiler room fraud, when literally thousands of people were contacted under false pretences to either extract financial information or try and get unsuspecting victims to sign up to punitive, useless and unwanted support contracts.

"This area of law is complex but we have become more skilful at dealing with these issues. We would advise great caution when entering into a financial relationship or sharing any sensitive information after a cold call," says a spokesperson for the Serious Fraud Office.
I tried to contact the company that had approached Traudl, but the Indian mobile phone number supplied was no longer available. Needless to say, Microsoft told me directly that it never cold-called.
One thing worth bearing in mind is that as soon as one scam is created it mutates, Darwinian-style, into multiple variants - and the Microsoft scam is no exception. Take Helen Taylor, another Moneywise reader. She contacted me to say that her 71-year-old mother had received a phone call from a man with a foreign accent saying he was from Windows. Yeah, right.
Helen says: "The man phoned several times despite my mother telling him she thought he was trying to scam her."
It's a remarkable turnabout that criminals are using our growing awareness of the need for internet security to sell and install bogus software that is, in fact, dedicated to stealing from us. But this is the enemy we now face. Darwin never said it, but Randy Newman sang it: "It's a jungle out there."

More about

Your Comments

I have been getting these calls very frequently, they are all indian callers and say that they are from Microsoft and that there is something wrong with my computer and that they want to access it, I never let them and when I have a go at them, they just hang up, but is there a way to stop them from calling me as it is a pain and can I report the calls to someone that will sort it out.

YES!! Never answer cold calls. Do this by using caller ID and ignoring unknown numbers. Genuine callers leave messages on your answerphone service (1571 or separate answerphone) Saves a lot of hassle.