Santander: Credit Card

Provider:Santander
Card Name:Credit Card
Networks available:Mastercard
Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 15 months
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase period0% for 15 months
Other rates and fees
Representative APR18.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals29.9%
Charges and payments
Charge on overseas spending2.95%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback RewardsRetailer Offers - cashback offers available at participating retailers when the customer shops with their credit card. The customer must register for Retailer Offers, and the service is available to those who uses online or mobile banking. The cashback will be paid monthly into a chosen account.
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other Incentives20% off Santander home insurance when applied for online. Terms and conditions may apply. 20% off Santander travel insurance when applied for online.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionPeace of Mind Guarantee: If a cardholder who has taken the necessary safeguards to keep their account secure nonetheless finds themselves the victim of online fraud, Santander will pay back any loss incurred. This is void if the cardholder is found to have been complicit in the fraud.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£7,500 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck