Santander: 123 Credit Card

Card Name:123 Credit Card
Networks available:Mastercard
Representative example:Based on a credit limit of £1200 charged at 12.7% variable p a for purchases. Annual fee of £24 applies. Representative 16.5% APR variable.
Product summary:If you are a frequent commuter and supermarket shopper then this card is right for you. Earn 3% cashback at all major petrol stations. Monthly cashback straight to your card.
123 Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 1 months
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase period0% for 18 months
Other rates and fees
Representative APR16.5% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£24
Interest on cash withdrawals29.9%
Charges and payments
Charge on overseas spending2.95%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback RewardsA cashback reward program is available. Customers will receive up to 3% on purchases. Details as follows: 1% at supermarkets 2% at shops 3% on National Rail and Transport for London tickets, also petrol spend (maximum £300 per month).
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other Incentives30% off Santander home insurance when applied for online.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionyes
Opening and managing the account
Application information
Minimum age18 years
Minimum income£7,500 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck
Payment protectionCheck