Sainsbury's Bank: Nectar Long Balance Transfer Credit Card

Provider:Sainsbury's Bank
Card Name:Nectar Long Balance Transfer Credit Card
Networks available:Mastercard
Representative example:Based on a credit limit of £1200 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Nectar Long Balance Transfer Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 40 months
Intro balance transfer fee2.89%
Intro purchase rate0%
Intro purchase period0% for 3 months
Other rates and fees
Representative APR18.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals26.0%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points SchemeStandard Nectar Points: 2 points awarded for every full £1 spent with Sainsbury's on fuel or shopping (terms and conditions apply) 1 point awarded for every other qualifying £5 spend elsewhere. 5,000 bonus Nectar points for new customers using the card to spend £800 on Sainsbury's shopping or fuel in the first 3 months.
Shopping Rewards-
Charity Rewards-
Other IncentivesNo cash advance fee on Sainsbury's Travel Money purchases.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionOnline fraud guarantee If a customer of Sainsbury's Bank Online is a victim of online fraud, they will be provided with a free online guarantee that they won't lose any money from their account, and will always be reimbursed in full.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account requiredA nectar loyalty card is required and can be opened at the same time as the credit card.
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck