Punjab National Bank (International) Ltd: Current Account

Punjab National Bank (International) Ltd
Account:Current Account
Account ratings
Account ratings
Online service - -
Call centre service - -
Branch service - -
Trustworthiness - -
Opening the account
Minimum Income £0
Minimum Age 18 years
Maximum Age -
Existing customers only -
Area restrictions There are no area restrictions.
Overdrafts and charges
Monthly Charge -
Overdraft facilities
Automatic overdraft facility £0
Interest Free Overdraft Limit £0
Authorised overdraft rate 0% APR/EAR
Authorised overdraft charge There is no charge for authorised overdrafts, other than the arrangement fee and the interest rate.
Unauthorised overdraft rate 0% APR/EAR
Unauthorised overdraft charge There is no charge for an unauthorised overdraft other than the unauthorised interest rate.
Overdraft related charges Paid item max fee - £0
Paid item max no - 0
Unpaid item max fee - £0
Stepped cheque charge - £10
Overseas charges (Europe only) Forex fee - 1%
Charge for £100 ATM withdrawal - £1
Charge for £100 debit card transaction - £1
Account charges ATM withdrawal - £0
Transactions - £0
Bankers draft - £5
Special clearance - £0
CHAPS - £20
Duplicate statement - £0
Interest rates and other incentives
Headline interest rate 0% AER
Rate tiers
Gross Rate Excluding BonusGross Rate Including BonusAER
Maximum balance for interest -
Minimum initial deposit £100
Minimum Monthly Credit £0
Interest paid na
Incentives Annual travel insurance -
Breakdown insurance -
Discount vouchers -
Savings sweep -
Other Insurance - no
Other incentive - Any amount in Indian Rupees, GBP, USD and EUR can be remitted free of charge to an account held with Punjab National bank in India. Charge free remittances to branches of Everest Bank, Nepal. Same day credit to beneficiary account held with Punjab National bank in India.
Service information
Free banking
Account access Telephone
Post office
Services available Standing order
Direct debit
Bill payment
Round-up savings
Text alerts
Text mini statements
ATM mini statements
Cards / cheques provided Debit card
ATM card
Cheque book
Maximum ATM withdrawal £250
Time for cheque to clear 5 days
Statement frequency monthly