Post Office Money: Platinum Card

Provider:Post Office Money
Card Name:Platinum Card
Networks available:Mastercard
Representative example:Based on a credit limit of £1,200 with a purchase interest rate of 17.8% (variable), your Representative APR will be 17.8% (variable).
Platinum Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 22 months
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase period0% for 3 months
Other rates and fees
Representative APR17.8% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending0%
Charge on cash withdrawals2.5% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesNo fee is applied for foreign currency obtained from the Post Office.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protectionWith Post Office credit cards, almost everything you buy on your card is insured against accidental damage and theft for up to 90 days from purchase (terms and conditions apply).
Internet fraud protectionUnless Bank of Ireland can show that the cardholder has acted fraudulently or without reasonable care, the cardholder's liability for the misuse of their card will be limited as follows: ' If someone else uses a card before the cardholder tells Bank of Ireland it has been lost or stolen or that someone else knows their PIN, the most they will have to pay is £50 ' If someone else uses the cardholder's card details without permission and the card has not been lost or stolen, the cardholder will not have to pay anything ' If someone else uses the cardholder's card details without permission for a transaction where the cardholder does not need to be present (i.e.: online), the cardholder will not have to pay anything ' If a card is used before the cardholder has received it, the cardholder will not have to pay anything.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£8,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck