Would you be happy to zap a photo of a cheque from your smartphone to your bank to transfer money faster?

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You don't need to work for a newspaper to be able to hack a phone.  Trials have already shown that a phone can be remotely hacked from data with a laptop or tablet, the only people profiting from this new scheme will be the banks, who will sack staff and push up executive pay.
Consumers will find their phones more vulnerable than credit cards