How will you be using your 2009/10 ISA allowance?

I won't be using my ISA allowance
14% (16 votes)
I will save up to £3,600 in a cash ISA
57% (66 votes)
I will invest in both a cash ISA and a stocks and shares ISA
16% (19 votes)
I will invest up to £7,200 in a stocks and shares ISA only
13% (15 votes)
Total votes: 116

Your Comments

I will save up to £3600 in a cash isa

As a Brit living overseas and drawing a state pension, am I entitled to take out an ISA?

Any information would be very much appreciated.

many thanks

Brian Kenneth You must be a permanent UK resident to be entitled to an ISA.

I will only save in a Cash ISA up to the limit

As pensioners, still working on a family hill farm and using our pensions to support the enterprise we shall be in no position to save or 'invest' in ISA's at all.

What`s the point in saving now? The Labour Government are now bringing savers to the lowest common denominator, taking all our savings away and frittering them into a ruined economy. They want you to spend , spend , spend enabling them to levy VAT and fill the now empty coffers.
We`re well and truly screwed in UK now!

I've just drawn an amount out of my ISA, I'll make more buying/restoring and selling a motorcycle than this dire rate !!

I'll be drawing the rest out as soon as I find another project.

Sadly ISA's are not worth the paper they are written on now !!

Changing all my ISA's to Fixed Rate Cash Isa.

and all other investments coming up for renewal into 1 year Fixed

I will invest to max up my cash ISA. Then invest the remainder in a stocks & shares ISA, This is the time to buy while unit prices are low, then sell! sell! sell! when they're on a high.

Cash only to be invested unless I can trade shares through my ISA account.

I will be saving £3600 in my cash ISA.

I will not be saving in a stocks and shares ISA. I Haven't done so for several years now as, in my circumstances, I can't see any advantages in doing so. I don't pay higher rate tax or Capital Gains tax. Tax cannot be reclaimed by standard rate taxpayers. Hence no benefit - no investment.

I don't think you should put the entire blame on the Labour government. Wasn't it the Conservatives who encouraged ovespending in the 'never-had-it-so-good' days and that hated woman Thatcher who encoraged us all to make a quick-buck the easy way by 'giving away' council houses and shares in the utility companies. It surely these deeds that are now coming home to roost.

I hate to think how bad a state the economy would be in now if the do-nothing David Cameron and his side-kick Chancellor, who can't even add up a few numbers, were in power now.

I fully use my ISA allowance. My FTSE All Shares Index giving me more than 9% so far....