Can I claim some of my late husband's pension?
"What you are able to claim will depend on when you reach state pension age. If you reach state pension age before 6 April 2016, you will be able to claim state pension based on your husband’s national insurance (NI) contributions when you claim your own pension.
However, if you reach state pension age on or after 6 April 2016, you will have to claim the new flat-rate state pension, and you will not in general be able to claim on the NI record of your late husband.
However, if your late husband had built up an Additional State Pension, you may be able to inherit part of that if you reach pension age after 6 April 2016, and it would be paid with your state pension.
There is more information on the Gov.uk website about this subject, including when and how to get a pension forecast.
I also suggest that you contact the Pensions Advisory Service at pensionadvisoryservice.org.uk, which can provide comprehensive and impartial guidance on pension matters."
David Samson is a welfare specialist at Turn2us
A scheme originally established in 1944 to provide protection against sickness and unemployment as well as helping fund the National Health Service (NHS) and state benefits. NI contributions are compulsory and based on a person’s earnings above a certain threshold. There are several classes of NI, but which one an individual pays depends on whether they are employed, self-employed, unemployed or an employer. Payment of Class 1 contributions by employees gives them entitlement to the basic state pension, the additional state pension, jobseeker’s allowance, employment and support allowance, maternity allowance and bereavement benefits. From April 2016, to qualify for the full state pension, individuals will need 35 years’ of NI contributions.