Norwich & Peterborough B.Soc.: Gold Start Account

Provider:
Norwich & Peterborough B.Soc.
Account:Gold Start Account
Account ratings
Account ratings
Online service - 4.61
Call centre service - 4.32
Branch service - 4.58
Trustworthiness - 4.73
Opening the account
Minimum Income £0
Minimum Age 16 years
Maximum Age -
Existing customers only -
Area restrictions There are no area restrictions that apply to this account.
Overdrafts and charges
Monthly Charge -
Overdraft facilities
Automatic overdraft facility £0
Interest Free Overdraft Limit £0
Authorised overdraft rate 0% APR/EAR
Authorised overdraft charge There is no arranged overdraft facility available.
Unauthorised overdraft rate 17.9% APR/EAR
Overdraft related charges Paid item max fee - £79
Paid item max no - 0
Unpaid item max fee - £79
-
Stepped cheque charge - £6
Overseas charges (Europe only) Forex fee - 0%
Charge for £100 ATM withdrawal - £2
Charge for £100 debit card transaction - £1
Account charges ATM withdrawal - £0
Transactions - £0
Bankers draft - £15
Special clearance - £15
CHAPS - £25
Duplicate statement - £5
Interest rates and other incentives
Headline interest rate 0% AER
Rate tiers
Gross Rate Excluding BonusGross Rate Including BonusAER
£10.00%0.00%0.00%
Maximum balance for interest -
Minimum initial deposit £1
Minimum Monthly Credit £0
Interest paid na
Incentives Annual travel insurance -
Breakdown insurance -
Discount vouchers -
Savings sweep -
Other Insurance - no
Other incentive - no
Service information
Free banking
Account access Telephone
Branch
Internet
Post office
Services available Standing order
Direct debit
Bill payment
Round-up savings
Text alerts
Text mini statements
ATM mini statements
Cards / cheques provided Debit card
ATM card
Cheque book
Passbook
Maximum ATM withdrawal £250
Time for cheque to clear 4 days
Statement frequency monthly