Find out how to save thousands with the May edition of Moneywise
Grab a copy of the May edition of Moneywise, which is on sale in WH Smith stores now, for the latest tips and tricks to save thousands.
For £3.95, we rundown the 10 cost cutting apps that can save you £3,000 a year, and fill you in on eight easy ways to earn an extra £1,000.
Savers can find out everything they need to know about the new Lifetime Isa, while we also explain how to beat the £1 million pensions lifetime allowance.
Elsewhere we tell landlords how to get out of buy to let, and we give our top tips for renters and buyers aged over 40 after one asked: “Have we missed the boat on buying a property?”.
May’s magazine also includes a special funds platform survey to help you cut the cost of investing, and we look at the financial habits that affect our relationships.
Plus, you could be in with the chance of winning a country break with a Michelin star meal.
Moneywise has spent the last 25 years helping your finances. To ensure you never miss out on a copy of our magazine, you could consider getting a subscription.
Currently we have an offer running where you can get the first three issues for £1, and then pay £7.50 every three months – saving you over 30% on the usual subscription price (£35). See our Subscriptions page for more information.
Invidivual Savings Accounts were introduced on 6 April 1999 to replace personal equity plans (PEPs) and tax-exempt special savings accounts (TESSAs) with one plan that covered both stockmarket and savings products, the returns from which are tax-exempt. The ISA is not in itself an investment product. Rather, it’s a tax-free “wrapper” in which you place investments and savings up to a specified annual allowance where the returns (capital growth, dividends, interest) are tax-exempt (you don’t have to declare ISAs and their contents on your tax return). However, any dividends are taxed within the investment, and that can’t be reclaimed.