Boost your income with the April edition of Moneywise out now
Give your income a spring boost with the April edition of Moneywise, which is now on sale in WH Smith stores.
For £3.95, find out how to turn your hobby into a business and how to cut the cost of mobile phones and household bills.
Savers will find last-minute Isa tips, how to get 9% from peer-to-peer lending, and how to use the new tax-free savings allowance.
While for investors we’ve got the lowdown on tomorrow’s investment stars, a free guide to the best investment trusts, plus a chance to win £3,000 to invest.
April’s magazine also includes everything you need to know about the state pension and annuities, plus 10 ways to beat banking scammers.
And on the 400th anniversary of his death, the Bard himself gives us his top money tips in Shakespearean style.
Moneywise has spent the last 25 years helping your finances. To ensure you never miss out on a copy of our magazine, you could consider getting a subscription.
Currently we have an offer running where you can get the first three issues for £1, and then pay £7.50 every three months – saving you over 30% on the usual subscription price (£35). See our Subscriptions page for more information.
Invidivual Savings Accounts were introduced on 6 April 1999 to replace personal equity plans (PEPs) and tax-exempt special savings accounts (TESSAs) with one plan that covered both stockmarket and savings products, the returns from which are tax-exempt. The ISA is not in itself an investment product. Rather, it’s a tax-free “wrapper” in which you place investments and savings up to a specified annual allowance where the returns (capital growth, dividends, interest) are tax-exempt (you don’t have to declare ISAs and their contents on your tax return). However, any dividends are taxed within the investment, and that can’t be reclaimed.