Get the March edition of Moneywise, out now
For top tips on making your family rich, such as kick-starting investments, fine-tuning pensions and getting better deals on petrol, credit cards and holidays, pick up the latest copy of Moneywise magazine.
Our March issue goes on sale today in WH Smith stores, costing £3.95.
It includes a free ‘Easy ISA’ pull out guide, top tips for first-time buyers, information on how to start investing, and a warning on how safe your bank is.
Plus, we feature a special report on women and pensions, while our new columnist, Jasmine Birtles, explains how to deal with cold callers.
You can also be in with a chance to win a city break, plus £100 cash.
Moneywise has spent the last 25 years helping your finances. To ensure you never miss out on a copy of Moneywise, you could consider getting a subscription.
Currently we have an offer running where you can get the first three issues for £1, and then pay £7.50 every three months – saving you over 30% on the usual subscription price (£35). See our Subscriptions.
Invidivual Savings Accounts were introduced on 6 April 1999 to replace personal equity plans (PEPs) and tax-exempt special savings accounts (TESSAs) with one plan that covered both stockmarket and savings products, the returns from which are tax-exempt. The ISA is not in itself an investment product. Rather, it’s a tax-free “wrapper” in which you place investments and savings up to a specified annual allowance where the returns (capital growth, dividends, interest) are tax-exempt (you don’t have to declare ISAs and their contents on your tax return). However, any dividends are taxed within the investment, and that can’t be reclaimed.