Brits warned against keeping valuables on display


British homeowners have more than £4,000 worth of valuable possessions in their home - but only 14% keep them in a secure place.

New research from the AA Home Insurance found that more than a third of people (36%) don't even bother to hide their precious items from view – putting any potential insurance claim in jeopardy – while 12% keep their valuables in a safe and 2% use a safety deposit box.

Some 15% use a jewellery box, 10% use their bedside cabinet, while a creative 2% use something they have made themselves like a hollowed-out book, the same amount who keep their valuables under the bed.

And with each homeowner with valuables having items worth an average of £4,164 and 10% having more than £10,000 worth, the AA is encouraging people to keep their items safe and insured.

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Keep it safe

Simon Douglas, director of AA Insurance said: "I applaud the inventiveness of a few people who clearly take care to protect their most valuable possessions. But for many, their valuables may be worth more than they realise, as popular programmes such as 'Antiques Roadshow' often demonstrate.

"It's important to keep them safe. Insurers may take a dim view of claims where an expensive item has been left out in the open for an opportunistic thief to snatch, especially if windows or doors have been left open or unlocked too.

"If thieves do get into your home and see that you have a safe they may be put off altogether. At the very least it would slow them down."

The research also found that accidental damage is the most common insurance claim, with almost one in five (18%) making a claim.

Douglas added: "Keeping valuables secure means they will be out of harm's way, too - somewhere they can't be accidentally knocked over, trodden on or even damaged by fire, for instance."

People should also check whether their home insurance policy offers protection for valuables as most usually have a limit on the value of a single item.

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