Mental health is an issue for a third of Brits with debts
A third of adults in the UK worry about their debts either often or all the time, according to a new study.
Physical health is also affected, research by the Debt Advisory Centre (DAC) has revealed.
Worrying about household finance can leave people feeling exhausted, anxious and hopeless, while it can put a strain on relationships for those who try to hide their debt problems from those closest to them.
One in three people (35.3%) said anxiety about debt had put pressure on relationships with members of their family.
Unsurprisingly, those in their mid-30s to 40s, who are most likely to have a large mortgage and a young family to support, were most affected mentally by their debt problems. Some 38.6% in this age bracket worried about their debts on more than the rare occasion, with a knock-on effect on their mental health.
When it comes to general health, more than one in four UK adults who were worried about debt said they feared it was having an effect on their physical health and wellbeing.
DAC spokesman Ian Williams said: "The link between mental health problems and problem debt is well established. Although there is a wide range of face-to-face, online and telephone debt advice available, for many people taking the first step to share their debt problem is the hardest thing to do. But those who do seek help often find things start to improve very quickly."