Live-at-home generation better off than parents

Disposable income

Young adults who are working but live at home have £350 more disposable income than their mum and dad, according to new research.

The majority of young adults in employment still living at home have a higher disposable income than their parents, with 37% admitting they don't contribute to the household bills, such as rent or mortgage, food shopping or utility bills, a survey by revealed.

When asked why they didn't contribute to the household bills, 53% said their parents "never asked" and 21% felt they "shouldn't have to".

More than a third (34%) said this was despite the fact their parents had actually asked for a financial contribution.

When asked what their disposable income was each month after outgoings were taken into account, the average amount was £476.21. This compared to an estimated £129 individually for parents. Therefore young adults living at home have on average £347.21 more disposable income than their mum or dad.

When asked how they spend this money, 41% said it went on alcohol and nights out, 26% splurged on takeaway food, while 17% liked to buy new clothes.


George Charles, spokesperson for, said: "To see that young adults living under their parents' roofs have so much disposable income and many aren't paying their way, while their mum and dad get by with much less spare cash, is really alarming.

"Perhaps parents with adult children living with them need to put their foot down and start charging their offspring a bit of rent here and there. It's better for them to know what to expect once they have to stand on their own two feet and then the parents might up with a bit more disposable cash in their back pockets."

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I hope they'll care for their parents when the tables are turned, but I seriously doubt it. I'm living with my parents at the moment and out of work, but I'm still contributing as much as I can. It's not fair to expect them to carry on supporting us, especially if that leaves us better off than they are. I know that if I want to stay here as an adult, I stay here as an actual, contributing adult, not their overgrown child.