London is the UK's burglary claim capital
London has been crowned the UK's burglary claim capital, according to new research.
The capital dominates the postcode districts most like to have made a claim on their insurance, taking 12 of the top 20 postcodes – according to MoneySuperMarket.
While the Manchester postal district of M21 – which includes Chorlton-cum-Hardy and Barlow Moor – tops the list of burglary claims, London districts take the next four hotspots.
The south-east London postcode of SE24, which covers Herne Hill and Tulse Hill, was the second burglary hotspot, while north London's leafy suburbs of Muswell Hill (N10) and East Finchley and Hampstead Garden Suburb (both N2) claim third and fifth place respectively. East London's Dagenham (RM8) came in fourth place.
Other cities to make it into the top 20 burglary hotspots are Birmingham, Liverpool and Leeds.
However, there is good news for residents in Leeds and Bradford.
While over the past two years, Leeds postcodes featured in five out of the 20 burglary hotspots, this year it just featured once, with LS16 (Eccup, Far Headingley, Lawnswood and West Park) taking the 18th spot.
Bradford, which previously had five of the top 20 hotspots, didn't feature at all in this year's list.
Kevin Pratt, home insurance expert at MoneySuperMarket, said: "Our annual report lifts the lid on nation's hubs for home burglary claims, yet while the M21 postal district in Manchester is the country's most notorious burglary claim hotspot, it is London that dominates the top 20 rankings. But just because somewhere is named a claim hotspot, it doesn't actually mean the area in question is not a nice place to live.
"Thieves often target areas with wealthy residents and desirable properties, where the rewards are potentially greater or quieter areas where they think there is less risk of being caught red-handed."
MoneySuperMarket's five tips for keeping your home safe:
- Always keep doors and windows locked when you're asleep or your home is unoccupied.
- Install timers on your lights to come on when you're not at home.
- Ensure items of value are kept away from easy view through windows.
- Install a suitable alarm system.
- Keep your home contents insurance up to date and at a high enough level to cover all your belongings.
Does exactly what it says on the tin: covers the contents of your home for theft and damage and also may insure certain possessions (jewellery, cycles) outside of the home. Things to watch for include the excess and also the maximum payout on individual items. Another grey area is kitchen fittings, as some contents policies say these are not contents but part of the fabric of the property and covered by buildings insurance and some buildings policies don’t cover them because they regard them as contents.
All limited liability companies registered in the UK are compelled by law to compile a report once a year on the company’s accounts and directors’ statements must be issued to shareholders and filed at Companies House. A report details a company’s activities throughout the preceding year and its contents will include chairman’s statement, auditor’s report and detailed financial information such as cash flow and balance sheet statements.