Welcome to the first programme from Moneywise TV, where we introduce members of the Moneywise team who will reveal to you their top savings tips for the year, one for each month or if you are looking to fast track then one for each day of Christmas!

It's not gift wrapped but if you are looking to turn around your finances, want to make sure you’ve got enough money aside to fund a holiday or would like to take advantage of money that the taxman can give you then watch our 12 savings tips for 2008.

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