Columnists
Rachel Lacey
Rachel is group personal finance editor for Moneywise
Likes: Helplines manned by people rather than computers
Dislikes: Small print
Top Tip: Never accept your first offer - shop around and negotiate
Johanna Gornitzki
Johanna is editor of Moneywise
Likes: True independent financial advice
Dislikes: Tied advisers selling PPI
Top Tip: Always shop around
Nathalie Bonney
Nathalie Bonney is staff writer at Moneywise
Likes: Online discount vouchers
Dislikes: Estimated energy bills
Top Tip: Make do and mend
Esther Armstrong
Esther Armstrong is news editor of Moneywise
Likes: The ease of internet banking
Dislikes: Shops bombarding you with 'unmissable' offers
Top Tip: Fight consumerism - do you really need it?
Sarah Coles
Sarah Coles is a freelance columnist for Moneywise
Likes: Asking enough questions until I find the catch
Dislikes: Organisations that make you jump through endless hoops to get a good deal
Top Tip: Make time for the small print
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