|Points Scheme||Nectar Points:
2 points awarded for every full £1 spent on the Card
Up to 4 points awarded for every full £1 spent with Nectar Partners
Collect 20,000 Nectar bonus points when you spend £2,000 within the first 3 months of Card membership.
|Other Incentives||Amex Offers
Exclusive discounts and offers from American Express.
|Purchase protection||Purchase Protection Benefit: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase.
Exclusions apply. See Summary of Benefits for full details and requirements.
b) Refund Protection Benefit: Up to £200 per eligible item and £750 for every 365 day period. Exclusions apply. See Summary of Benefits for full details and requirements.
c) American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection.
You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document
|Internet fraud protection||Fraud Protection Guarantee:
Victims of fraud won't be held responsible for any fraudulent charges , as long as theyve taken reasonable care to protect their account details and PIN.
Moreover, as soon as AMEX is alerted to fraud, thayll do all they can to resolve the matter and return the account to normal. For example, theyll credit the account in full as soon as possible, and arrange a replacement Card, with a new secure card number.
For added protection, cardholders should always check their statements. This can be done online with online services, where transactions can be checked daily. Or, if registered for Card Alerts, cardholders can monitor their account activity, with weekly account balance updates by email or text message.