NatWest: Reward Black Credit Card

Provider:NatWest
Card Name:Reward Black Credit Card
Networks available:Mastercard
Reward Black Credit Card
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR37.1% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£84
Interest on cash withdrawals25.9%
Charges and payments
Charge on overseas spending0%
Charge on cash withdrawals3% of withdrawal (minimum £0)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£10
Rewards & Benefits
Spending Rewards
Cashback RewardsCashback scheme available. Customers will receive the following cashback: 1% in all supermarkets. 0.5% at supermarket petrol stations. At least 1% on all shopping at MyRewards retailers 0.5% on all other spend (home and abroad) 1% cashback on all contactless transactions until 31st December 2016 1% on payments up to £30 using Apple Pay in stores until 31st December 2016. Cashback includes being able to redeem via cash, high street vouchers or donated to charity.
Airmiles-
Points Scheme-
Shopping RewardsShopping discounts and exclusive offers are available at www.priceless.com. Terms and conditions may apply.
Charity Rewards-
Other Incentives-
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionIdentity Theft Helpline The NatWest Identity Theft Helpline will guide cardholders through the best course of action in the event that they suspect being the victim of identity theft. PrivacyGuard ® Effective protection from identity theft, with regular credit reports and payment history, fraud alerts and up to £10,000 for legal fees and other expenses to help defend cardholders' reputation and reinstate their credit status. Cover costs £6.99 a month. Fraud warnings If NatWest think there's a fraudulent transaction on a credit card, they will call the cardholder to make sure. Can also sign up for free fraud text alerts - so relevant fraud warnings can be sent straight to the cardholder's mobile phone. NatWest Secure - Internet Fraud Protection NatWest Secure enables the cardholder to create a password for using their Credit Card with many participating online shops. The cardholder will then be prompted to enter random characters from their password when they shop to make sure they are the genuine cardholder. Internet Fraud Protection guarantees to refund losses caused by online fraud, so shopping online with the NatWest Credit Card is as safe as shopping on the high street.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£15,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck