NatWest: Platinum Card (Online)

Platinum Card (Online)
  • Provider: NatWest
  • Card Name: Platinum Card (Online)
  • Networks available: Mastercard
  • Card type: platinum
  • Issuer: NatWest
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 26 months
Intro balance transfer fee2.65%
Intro purchase rate0%
Intro purchase period0% for 6 months
Other rates and fees
Representative APR18.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£10
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesNatWest Wine Club Exclusive cardholder offers and occasional free gifts. More details can be found on 0870 162 0331 (6p per minute). Travel Service Savings on holidays to destinations worldwide are available through the NatWest Travel Service. Free Travel Advice Helpline The cardholder can phone this helpline number for advice on visas, passports, health and vaccination requirements. While they are away, the helpline can be used to relay important messages, to track down lost articles, to provide emergency cash up to £250 (subject to a suitable guarantee of repayment within three months) and to arrange for medical supplies or documents left behind to be forwarded. The helpline service will, if the cardholder requires medical treatment overseas, arrange and pay up to £500 for the first consultation with a suitable local medical practitioner and any essential medical transport. Access to a local legal practice can also be provided and in certain circumstances the fee for the first hour of consultation will be met. 1% off the APR for Advantage Gold Customers-guaranteed on our standard credit card rate for at least 12 months. Monthly fee for Advantage Gold account £12.95
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionIdentity Theft Helpline The NatWest Identity Theft Helpline will guide cardholders through the best course of action in the event that they suspect being the victim of identity theft. PrivacyGuard ® Effective protection from identity theft, with regular credit reports and payment history, fraud alerts and up to £10,000 for legal fees and other expenses to help defend cardholders' reputation and reinstate their credit status. Cover costs £6.99 a month. Fraud warnings If NatWest think there's a fraudulent transaction on a credit card, they will call the cardholder to make sure. Can also sign up for free fraud text alerts - so relevant fraud warnings can be sent straight to the cardholder's mobile phone. NatWest Secure - Internet Fraud Protection NatWest Secure enables the cardholder to create a password for using their Credit Card with many participating online shops. The cardholder will then be prompted to enter random characters from their password when they shop to make sure they are the genuine cardholder. Internet Fraud Protection guarantees to refund losses caused by online fraud, so shopping online with the NatWest Credit Card is as safe as shopping on the high street.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£10,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Account services
Manage onlineCheck
Text updatesCheck
Cheque bookCheck
Payment protectionCheck