Nationwide Building Society: Nationwide Select Credit Card
- Provider: Nationwide Building Society
- Card Name: Nationwide Select Credit Card
- Networks available:
- Card type: standard
- Issuer: Nationwide
Representative example: 12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable)
| Rates & Fees | |
| Introductory offers | |
| Intro balance transfer rate | 0% |
| Intro balance transfer period | 0% for 20 months |
| Intro balance transfer fee | 3.1% |
| Intro purchase rate | 0% |
| Intro purchase period | 0% for 12 months |
| Other rates and fees | |
| Representative APR | 12.9% APR (Representative) |
| Interest free period | 56 days |
| Interest charged from | date of trans debit |
| Annual fee | £0 |
| Interest on cash withdrawals | 27.9% |
| Charges and payments | |
| Charge on overseas spending | 0% |
| Charge on cash withdrawals | 2.5% of withdrawal (minimum £3) |
| Charge for going over limit | £12 |
| Charge for late payment | £12 |
| Charge for returned payment | £12 |
| Rewards & Benefits | |
| Spending Rewards | |
| Cashback Rewards | 0.5% on all Sterling purchases cashback reward scheme is available. |
| Airmiles | - |
| Points Scheme | - |
| Shopping Rewards | Simply Rewards Customers logging into the Simply Rewards website will be offered a choice of discounts with various brands including the Microsoft Store, Tesco Entertainment and KwikFit. Customers will be given discount codes which can be used upon checkout when buying products online, over the telephone, or in person. . |
| Charity Rewards | - |
| Other Incentives | Customers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend that the customer hasn't earned they will incur a charge of 2% which is applied to the value of each foreign current transaction. |
| Cardholder benefits | |
| 0% on overseas purchases |  |
| Travel insurance | - |
| Warranty cover | - |
| Purchase protection | - |
| Internet fraud protection | If the cardholder, through no fault of their own, suffers fraud as a result of Nationwide's internet banking service, any money lost will be refunded. |
| Opening and managing the account | |
| Application information | |
| Minimum age | 18 years |
| Minimum income | £5,000 per annum |
| Credit rating | Prime |
| Existing customers only | - |
| Additional account required | Customers must hold a Nationwide current account. To be eligible to apply, the customer has to hold a FlexAccount with a Visa debit card (not cash card+) and: - pay in £750 or more each month (excluding internal transfers), or - agree to complete an Account Transfer from an account (non Nationwide) using the Account Transfer Service or have done so in the past 4 months. |
| Apply online |  |
| Account services | |
| Manage online | |
| Text updates | |
| Cheque book | |
| Payment protection | |
| Apply | |
| Representative example | 12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable) |
| Go to site | Go to site |
| Product data provided by Defaqto |
