Nationwide Select Credit Card

Nationwide Select Credit Card
  • Provider: Nationwide Building Society
  • Card Name: Nationwide Select Credit Card
  • Networks available: Visa
  • Card type: standard
  • Issuer: Nationwide

Representative example: 12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable)

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Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 20 months
Intro balance transfer fee3.1%
Intro purchase rate0%
Intro purchase period0% for 12 months
Other rates and fees
Representative APR12.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.5%
Charge on cash withdrawals2.5% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Mimimum monthly repayment
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Representative example12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable)
Go to siteGo to site
Spending Rewards
Cashback Rewards0.5% on all Sterling purchases cashback reward scheme is available.
Airmiles-
Points Scheme-
Shopping RewardsSimply Rewards Customers logging into the Simply Rewards website will be offered a choice of discounts with various brands including the Microsoft Store, Tesco Entertainment and KwikFit. Customers will be given discount codes which can be used upon checkout when buying products online, over the telephone, or in person. .
Charity Rewards-
Other IncentivesCustomers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend that the customer hasn't earned they will incur a charge of 2% which is applied to the value of each foreign current transaction.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionIf the cardholder, through no fault of their own, suffers fraud as a result of Nationwide's internet banking service, any money lost will be refunded.
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Representative example12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable)
Go to siteGo to site
Application information
Minimum age18 years
Minimum income£5,000 per annum
Credit ratingPrime
Existing customers only-
Additional account requiredCustomers must hold a Nationwide current account. To be eligible to apply, the customer has to hold a FlexAccount with a Visa debit card (not cash card+) and: - pay in £750 or more each month (excluding internal transfers), or - agree to complete an Account Transfer from an account (non Nationwide) using the Account Transfer Service or have done so in the past 4 months.
Apply onlineCheck
Customer service scores
Overall customer service
 
8.6Ranking 4 of 25
Ease of account opening8.8Ranking 8 of 25
Ease of balance transfer8.8Ranking 2 of 25
Fraud protection score8.7Ranking 4 of 25
Online service score8.7Ranking 3 of 25
Call centre service score7.9Ranking 7 of 25
Your level of satisfaction score8.5Ranking 7 of 25
Intention to recommend score7.7Ranking 8 of 25
Number of votes596
Account services
Manage onlineCheck
Text updatesCheck
Cheque bookCheck
Payment protectionCheck
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Representative example12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable)
Go to siteGo to site
Product data provided by Defaqto