Nationwide Building Society: Credit Card

Provider:Nationwide Building Society
Card Name:Credit Card
Networks available:Visa
Representative example:17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 12 months
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase period0% for 12 months
Other rates and fees
Representative APR17.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2%
Charge on cash withdrawals2.5% of withdrawal (minimum £3)
Charge for going over limit£0
Charge for late payment£12
Charge for returned payment£0
Rewards & Benefits
Spending Rewards
Cashback RewardsSimply Rewards Cashback is paid automatically when a qualifying purchase is made once the account holder has registered for Simply Rewards. Full details available from www.nationwide.co.uk
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesCustomers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend that the customer hasn't earned they will incur a charge of 2% which is applied to the value of each foreign current transaction.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionIf the cardholder, through no fault of their own, suffers fraud as a result of Nationwide's internet banking service, any money lost will be refunded.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£5,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck