M&S Bank: Personal Loan

  • Provider: M&S Bank
  • Product: Personal Loan
  • Funded by: provider

Representative example: The representative APR is 7.4% so if you borrow £25,000 over 84 months at a rate of 7.4% p.a. (fixed) you will repay £382.22 per month and £32,106.83 in total.

    Loan and application details
    Loan details
    Rate tiers£1,000 - £2,999 - 19.9%
    £2,999 - £4,999 - 16.9%
    £4,999 - £7,499 - 7.1%
    £7,499 - £15,000 - 5.4%
    £15,000 - £25,000 - 7.4%
    Risk based pricingCheck
    Minimum / Maximum term12 to 84 months
    Minimum / Maximum term restrictionsno
    Minimum / Maximum advance£1,000 to £25,000
    Application information
    Minimum age30 years
    Minimum income£0
    Existing customers onlyCheck
    Geographical restrictionsCheck
    Arrangement fee£0
    Direct debit required
    Internet loanCheck
    Online decisionCheck
    Postal loanCheck
    Branch loanCheck
    Telephone loanCheck
    Joint application allowedCheck
    Debt consolidation allowedCheck
    Managing the loan
    Loan options
    Early redemption charge1 month
    Deferred startOptional deferred start.
    Repayment breaksno
    Flexible reschedulingyes
    Product data provided by Defaqto