|Points Scheme||M&S Rewards:
3 points are earned for every £1 spend at M&S.
1 point is earned for every £5 spend elsewhere.
500 bonus points the first time the cardholder shops at M&S, subject to terms and conditions.
1,000 bonus points if the cardholder takes out M&S Home Insurance.
250 bonus points if the cardholder takes out M&S Pet Insurance.
From time to time M&S offer the cardholder bonus points for specific promotions, subject to availability.
Four times a year, points are exchanged for M&S Reward Vouchers to be spent in-store, at a rate of 100 M&S points = £1 M&S Reward Voucher.
|Shopping Rewards||Priceless London
Exclusive access to a range of deals and offers in London with the M&S MasterCard credit card; also the opportunity to attend exclusive M&S Priceless events.
|Other Incentives||M&S Travel Club:
Save 8% on holidays
Commission Free Travel Money with no cash advance fee if bought on the card. Free home delivery for purchases over £500 and up to £2,500 made on the card. Minimum order value
M&S cardholders will receive a discount on car insurance when taking out a new policy or renewing existing cover. Terms and conditions apply.
|Internet fraud protection||SpendSafe
A extra layer of protection, in addition to standard measures already in place. 24 hour fraud detection system from the moment the account is opened.
On request, M&S can sent out text alerts if any suspicious activity is noticed on the account.