Luma : Credit Card

Provider:Luma
Card Name:Credit Card
Networks available:Mastercard
Credit Card
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee3%
Balance transfer limit£1,450
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR35.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals35.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesCan help strengthen credit history. Free Identity Alert Service provided by Equifax.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionCapital One provides Identity Theft Assistance to their cardholders who become victims of identity theft, in the form of an advisor who will assist in the restoration of their credit score. Cardholders can register free online for identity alerts powered by Equifax.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingSubprime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck