Lloyds Bank: Avios Rewards Credit Card (Amex)

Provider:Lloyds Bank
Card Name:Avios Rewards Credit Card (Amex)
Networks available:Amex
Avios Rewards Credit Card (Amex)
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 24 months
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase period0% for 24 months
Other rates and fees
Representative APR23.7% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£24
Interest on cash withdrawals18.9%
Charges and payments
Charge on overseas spending0%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
AirmilesAvios Rewards American Express Collect 1.25 Avios per £1 spent on the Lloyds Avios Rewards American Express (terms and conditions apply) Avios Rewards Mastercard Collect 1.25 Avios per £5 spent on the Lloyds Avios Rewards Mastercard (terms and conditions apply) 1.25 bonus Avios for every whole £5 balance transfer from a single provider Double points offer during the first six months for all spend using the American Express card, up to a maximum £2,500 per month. Flight upgrades available subject to £7,000 spend per year Terms and conditions apply to all offers.
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesAmex Offers Exclusive discounts and offers from American Express through various UK retailers are available from time to time. see: www.amexconnect.com
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionLloyds ClickSafe Lloyds Clicksafe provides cardholders with added security when purchasing over the internet. The service allows the cardholder to choose a personal password to ensure that only they can make purchases with their card when shopping online, free of charge. Once registered, each time the cardholder uses their card for online purchases with participating retailers they'll be asked for their password to confirm the transaction. Lloyds will check the personal password is correct every time a purchase is made.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck