HSBC: Premier Credit Card

Provider:HSBC
Card Name:Premier Credit Card
Networks available:Mastercard
Premier Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 18 months
Intro balance transfer fee1.4%
Intro purchase rate0%
Intro purchase period0% for 9 months
Other rates and fees
Representative APR18.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals18.9%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals2.99% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£5
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points SchemeRewards Points Programme 1 point for every £1 of eligible spend within the UK and earn 2 points for every £1 spent outside the UK. Points are valid for three years Points can be redeemed in the following ways: Retail Vouchers Fine wines and champagne Donate points to charity Rewards for Miles
Shopping Rewards-
Charity Rewards-
Other IncentivesHSBC Premier Privileges HSBC is partnered with retailers and brands offering discounts/privileges on hotels, travel, restaurants, shopping and leisure activities.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty coverUp to two years' Extended Warranty for many household appliances - such as LCD and plasma screen televisions, digital cameras, satellite navigation systems, washing machines, iPods & iTouch bought using a HSBC Premier Credit Card. Register up to 3 appliances per calendar year. To qualify for the Extended Warranty, appliances must cost between £50 and £2,000, be purchased in full with your Premier Credit Card and be registered within 90 days of purchase.
Purchase protection-
Internet fraud protectionFraud Detection System State of the art technology will look for any unusual activity on the account in order to help protect the cardholder from fraud. Zero Online Fraud Liability When HSBC Bank credit card is used online, the cardholder is protected against internet fraud and won't be charged for online transactions undertaken without their authority.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account requiredCustomers are required to have a HSBC Premier Banking Current Account in order to apply for a Credit Card.
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck