HSBC: Credit Card

Credit Card
  • Provider: HSBC
  • Card Name: Credit Card
  • Networks available: Mastercard
  • Card type: standard
  • Issuer: HSBC
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 23 months
Intro balance transfer fee3.3%
Intro purchase rate0%
Intro purchase period0% for 3 months
Other rates and fees
Representative APR17.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals24.0%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals2.99% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£5
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesUp to 8% discount on holidays booked through the HSBC Travel Service.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionFraud Detection System State of the art technology will look for any unusual activity on the account in order to help protect the cardholder from fraud. Zero Online Fraud Liability When HSBC Bank credit card is used online, the cardholder is protected against internet fraud and won't be charged for online transactions undertaken without their authority.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account requiredCustomers are required to have a HSBC Current Account in order to apply for a Credit Card.
Apply onlineCheck
Account services
Manage onlineCheck
Text updatesCheck
Cheque bookCheck
Payment protectionCheck
Product data provided by Defaqto