House of Fraser: Recognition Credit Card

Provider:House of Fraser
Card Name:Recognition Credit Card
Networks available:Mastercard
Recognition Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 9 months
Intro balance transfer fee2.99%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR24.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals35.0%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points SchemeRecognition Points Programme: 3 Recognition Points for every £1 spent with House of Fraser (in-store) 3 Recognition Points for every £1 spent at 1 Recognition Point for every £1 spent elsewhere 2000 Recognition points equates to a £20 Reward Voucher, plus £10 welcome voucher which is subject to terms and conditions. Unused points will expire after 12 months Vouchers are valid for 3 months 500 Bonus Points the first time the card is used to shop outside House of Fraser. Bonus Points are awarded for account holders birthday and at other occasions. Terms and conditions apply. Full details available from
Shopping Rewards-
Charity Rewards-
Other Incentives-
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionInternet Fraud Protection The Internet Fraud Guarantee covers the cardholder against fraudulent transactions made using their card, without their consent. Identity Theft Assistance PayPal Credit Card Identity Theft Assistance provides the cardholder with: ' Simple effective information and advice to help prevent, spot and resolve identity theft. ' Assistance 7 days a week, 365 days a year with confidential helpline open 8am - 8pm daily. ' Availability to a highly trained Identity Theft Support team to discuss any issues that may be of concern in relation to identity theft. And if a PayPal credit cardholder becomes a victim of identity theft, the specialised team will work with them to help resolve their case and regain their good name, whether or not the PayPal Credit Card is affecting.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck