Halifax: Reward Current Account => £750 per month

Account:Reward Current Account => £750 per month
Product summary:Monthly cashback, joining incentive plus six months free overdraft with daily charges thereafter.
Moneywise verdict:The monthly cashback is a great draw but this account could become expensive if you are regularly overdrawn.
Account ratings
Account ratings
Online service - 4.31
Call centre service - 4.05
Branch service - 4.24
Trustworthiness - 4.26
Opening the account
Minimum Income £0
Minimum Age 18 years
Maximum Age -
Existing customers only -
Area restrictions There are no area restrictions.
Overdrafts and charges
Monthly Charge -
Overdraft facilities
Automatic overdraft facility £0
Interest Free Overdraft Limit £0
Authorised overdraft rate 0% APR/EAR
Unauthorised overdraft rate 0% APR/EAR
Overdraft related charges Paid item max fee - £0
Paid item max no - 0
Unpaid item max fee - £0
Stepped cheque charge - £10
Overseas charges (Europe only) Forex fee - 2.75%
Charge for £100 ATM withdrawal - £2
Charge for £100 debit card transaction - £2
Account charges ATM withdrawal - £0
Transactions - £0
Bankers draft - £20
Special clearance - £10
CHAPS - £25
Duplicate statement - £5
Interest rates and other incentives
Headline interest rate 0% AER
Rate tiers
Gross Rate Excluding BonusGross Rate Including BonusAER
Maximum balance for interest -
Minimum initial deposit £0
Minimum Monthly Credit £750
Interest paid na
Incentives Annual travel insurance -
Breakdown insurance -
Discount vouchers -
Savings sweep -
Other Insurance - no
Other incentive - Cashback Extras - cashback offers available at participating retailers when the customer shops with their debit or credit card (credit card customers must also hold a current account) when the customer registers for Cashback Extras. Available to customers 18 and over, that are registered for online banking and hold a debit card. Retailer offers and cashback amounts vary.
Service information
Free banking
Account access Telephone
Post office
Services available Standing order
Direct debit
Bill payment
Round-up savings
Text alerts
Text mini statements
ATM mini statements
Cards / cheques provided Debit card
ATM card
Maximum ATM withdrawal £500
Time for cheque to clear 4 days
Statement frequency monthly